In short: TreasuryRateHub provides educational information and calculations. It is not individualized investment, tax or legal advice. Make financial decisions based on your own circumstances, and consider consulting a qualified professional.
Educational information only
All content on TreasuryRateHub, including rate data, charts, calculators, key takeaways and articles, is provided for general educational and informational purposes. It does not take into account your financial situation, objectives, tax position or risk tolerance, and it is not a recommendation to buy, sell or hold any security or to follow any strategy.
Not a financial adviser
TreasuryRateHub is not a registered investment adviser, broker-dealer, tax adviser or law firm. No client or advisory relationship is created by using the Site or contacting us.
Data limitations
Interest rates are sourced from the U.S. Department of the Treasury and are end-of-day par yield curve rates, not real-time quotes or the yield on any specific security. Data may be delayed, revised or temporarily unavailable. Past rates do not predict future rates. See our methodology for details and limitations.
Calculator results are estimates
Calculators use the formulas and assumptions described on each page. Results depend on the inputs you enter and do not include taxes, fees, commissions or other costs unless stated. Actual returns may differ. For official savings bond values, use the U.S. Treasury’s own tools.
Investment risk
All investments involve risk. Treasury securities are backed by the U.S. government but can lose market value if sold before maturity, and inflation can reduce the real value of returns. Yield curve shapes, including inversions, are not reliable predictors of economic or market outcomes.
No government affiliation
TreasuryRateHub is independent and is not affiliated with, endorsed by or acting on behalf of the U.S. Department of the Treasury, TreasuryDirect or any government agency.
Questions
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