As of
4.18%
unchanged
4.61%
down 6 basis points
4.78%
down 7 basis points
4.98%
down 7 basis points
5.32%
down 5 basis points
Treasury Yield Curve
- Current (Oct 29, 2026)
- 1 Month Ago (Sep 29, 2026)
View data table
| Maturity | Oct 29, 2026 | Sep 29, 2026 |
|---|---|---|
| 1 Mo | 4.06% | 4.04% |
| 1.5 Mo | 4.08% | 4.14% |
| 2 Mo | 4.17% | 4.18% |
| 3 Mo | 4.18% | 4.25% |
| 4 Mo | 4.21% | 4.30% |
| 6 Mo | 4.28% | 4.36% |
| 1 Yr | 4.42% | 4.58% |
| 2 Yr | 4.61% | 4.89% |
| 3 Yr | 4.73% | 4.98% |
| 5 Yr | 4.78% | 5.06% |
| 7 Yr | 4.87% | 5.16% |
| 10 Yr | 4.98% | 5.26% |
| 20 Yr | 5.35% | 5.64% |
| 30 Yr | 5.32% | 5.59% |
Key Takeaways
- The 10-Year yield is 37 basis points above the 2-Year yield, a positively sloped segment of the curve.
- The 10-Year yield is 80 basis points above the 3-Month yield, a positively sloped segment of the curve.
- The highest yield on the curve is the 20-Year at 5.35%; the lowest is the 1-Month at 4.06%.
- Since September 29, 2026, the largest move among the headline maturities was the 2-Year yield, which fell 28 basis points.
Computed automatically from the October 29, 2026 Treasury data. These statements describe the data; they are not forecasts or advice.
Treasury Rates Table
| Maturity | Current YieldOct 29, 2026 | Change (1D)Oct 28, 2026 | 1 Week AgoOct 22, 2026 | 1 Month AgoSep 29, 2026 | 1 Year AgoOct 29, 2025 |
|---|---|---|---|---|---|
| 1-Month | 4.06% | down 1 basis point | 4.11% | 4.04% | 4.03% |
| 1.5-Month | 4.08% | down 2 basis points | 4.10% | 4.14% | 4.01% |
| 2-Month | 4.17% | up 1 basis point | 4.16% | 4.18% | 3.99% |
| 3-Month | 4.18% | unchanged | 4.22% | 4.25% | 3.93% |
| 4-Month | 4.21% | down 1 basis point | 4.29% | 4.30% | 3.86% |
| 6-Month | 4.28% | down 4 basis points | 4.29% | 4.36% | 3.79% |
| 1-Year | 4.42% | down 5 basis points | 4.41% | 4.58% | 3.70% |
| 2-Year | 4.61% | down 6 basis points | 4.65% | 4.89% | 3.59% |
| 3-Year | 4.73% | down 7 basis points | 4.72% | 4.98% | 3.60% |
| 5-Year | 4.78% | down 7 basis points | 4.78% | 5.06% | 3.70% |
| 7-Year | 4.87% | down 8 basis points | 4.86% | 5.16% | 3.87% |
| 10-Year | 4.98% | down 7 basis points | 4.96% | 5.26% | 4.08% |
| 20-Year | 5.35% | down 6 basis points | 5.32% | 5.64% | 4.59% |
| 30-Year | 5.32% | down 5 basis points | 5.29% | 5.59% | 4.61% |
Source: U.S. Department of the Treasury, Daily Treasury Par Yield Curve Rates. Latest observation: . Last checked: Oct 29, 2026 6:09 pm ET. How we use this data.
How to read this dashboard
Each figure is an official U.S. Department of the Treasury par yield curve rate for one fixed maturity, from 1 month to 30 years. The Treasury calculates these rates from end-of-day market prices for recently auctioned Treasury securities and publishes them each business day. All rates are annual percentages on a bond-equivalent basis.
- Current yield is the rate on the observation date shown at the top.
- Change (1D) compares it with the previous business day the Treasury published, in percentage points. One percentage point equals 100 basis points.
- 1 week, 1 month and 1 year ago show the rate on the nearest earlier observation date; the exact dates are printed in the column headers.
- A dash means there is no published value for that maturity on that date (for example, a maturity the Treasury had not yet introduced).
Short, intermediate and long maturities
Treasury securities come in three families. Bills mature in a year or less and are sold at a discount. Notes mature in 2 to 10 years and pay interest every six months. Bonds mature in 20 or 30 years and also pay semiannual interest. The curve on this page includes all three, which is why it is the standard picture of U.S. interest rates across time horizons. Learn more in Treasury Bill vs. Treasury Note vs. Treasury Bond.
For a closer look at the most followed maturities, see the pages for the 3-month bill, 2-year, 5-year, 10-year and 30-year yields.
What the yield curve’s shape shows
Plotting the rates from shortest to longest maturity produces the yield curve. It usually slopes upward, because lenders generally want more for tying up money longer. When short-term rates are above long-term rates, the curve is inverted. The Key Takeaways panel above describes the current shape using two common comparisons, 10-year minus 2-year and 10-year minus 3-month, computed directly from the day’s data. For a full explanation, read What Is a Treasury Yield Curve? and What Does an Inverted Yield Curve Mean?
When rates update
The Treasury publishes each business day’s rates late that day, Eastern time. We check for new data several times on publication days. There are no new rates on weekends or on days the bond market is closed. If an expected update is more than a business day late, a notice appears above the cards so you always know how current the numbers are.
Frequently asked questions
Are these real-time rates?
No. They are the Treasury’s official end-of-day rates. Intraday market yields change constantly and may differ from the figures here.
Why do some maturities have no history in older years?
Some maturities were added to the Treasury’s curve more recently, for example the 2-month rate in 2018 and the 4-month rate in 2022, and the 30-year rate was not published between 2002 and 2006. We never fill these gaps with estimates.
Can I download this data?
Yes. Use Export CSV on the rates table for today’s figures, or the historical Treasury rates explorer for any date range.
Is this the rate I would earn if I bought a Treasury today?
It is a close guide for a newly issued security of that maturity, but your actual yield depends on the price at auction or in the market when you buy.